Refund Policy

REFUND POLICY Issued by: PlanYourWorld.com

This Refund Policy (“Policy”) governs the terms and conditions under which refund requests for specific educational offerings by PlanYourWorld.com shall be addressed. By enrolling in the listed programs, the user acknowledges and agrees to the terms set forth herein.

1. Non-Refundable Programs

The following educational programs are strictly categorized as non-refundable products:

1.1. Retirement Planning Skills for Advisors This course is designed for professional development and is made accessible through digital delivery and exclusive resource access. Refund Clause: No refund shall be issued under any circumstance once the user has made a successful payment and gained access to course materials or resources.

1.2. CFP Education Program The CFP (Certified Financial Planner) Education Program is a regulated preparatory curriculum tailored for certification purposes. Refund Clause: No refund shall be issued under any circumstance upon successful enrollment and initiation of access to course content.

1.3. E-Book – How to Replace Your Salary with Alternate Pension Refund Clause: No refund shall be issued under any circumstance once the purchase has been made and the book has been delivered or accessed in any format.

1.4. Review Your Mutual Fund Portfolio for Growth with Safety Refund Clause: No refund shall be issued under any circumstance once the service is initiated, irrespective of usage or feedback.

1.5. Finalise Your Strategy for Retirement Planning Refund Clause: No refund shall be issued under any circumstance once the user has enrolled and received access to the strategy-building session or supporting materials.

2. Nature of Services and Justification for Non-Refund

All aforementioned programs fall under the category of intellectual property and digital content. As per industry standards and prevailing regulations concerning digital goods, once the product has been accessed, consumed, or otherwise made available to the end user, it is deemed utilized and hence ineligible for refund.

3. Force Majeure and Exceptions

No exceptions shall be made to the aforementioned non-refundable status on the grounds of:

Technical issues due to the user’s personal device or internet connectivity.

Non-utilization of the course after purchase.

Change in professional or personal circumstances.

Withdrawal from course midway or dissatisfaction with learning style/content.

However, PlanYourWorld.com reserves the right to offer goodwill gestures or discretionary credit in special circumstances, without any admission of liability or obligation to do so again in the future.

4. Contact for Support

For any questions, clarifications, or concerns regarding this Policy, users may reach out via the following contact details: Email: care@planyourworld.com Live Chat: Available through WhatsApp link on our platform

All such correspondence must include full name, registered email ID, course enrolled in, and proof of payment for reference.

This policy is subject to change at the sole discretion of PlanYourWorld.com. Users are advised to periodically review the terms prior to initiating any course enrollment.