Refund Policy

REFUND POLICY

Issued by: PlanYourWorld.com

This Refund Policy (“Policy”) governs the terms and conditions under which refunds shall or shall not be provided for any and all products, services, and offerings made available by PlanYourWorld.com (“Company”, “we”, “us”, or “our”).

By accessing, enrolling in, purchasing, or otherwise using any of our products or services, the user (“you” or “the customer”) confirms that you have carefully reviewed, understood, and agreed to abide by this Policy in full.

1. Nature of Products and Legal Justification

The products and services offered by PlanYourWorld.com fall under the category of digital intellectual property and knowledge services, which are protected by applicable copyright and content usage laws.

In alignment with standard industry practices and applicable laws governing the delivery of digital goods and services, once a product has been accessed, streamed, downloaded, or made available—even partially—it is considered consumed and non-recoverable, and is thus non-refundable.

This policy is intended to safeguard the proprietary rights of the company, its content creators, and academic partners, and to prevent misuse or exploitation of access privileges.

2. User Responsibility and Consent

By making a payment to PlanYourWorld.com, the user certifies that:

• They have reviewed the details, structure, duration, and content of the selected program/service.
• They are satisfied with the course or service description, outcomes, and delivery method.
• They have clarified any pre-sale questions through available support channels.
• They understand and accept the strictly non-refundable nature of the offering.
• They have made the purchase voluntarily and with full awareness of this Policy.

No refund requests shall be entertained on grounds including, but not limited to:

• Lack of time or change in personal/professional circumstances
• Technical issues on the user’s end (device failure, internet issues, etc.)
• Change of mind, buyer’s remorse, or mistaken purchase
• Non-participation, non-utilization, or partial completion of content
• Perceived dissatisfaction with teaching style or learning outcomes

3. Force Majeure and Special Circumstances

The Company shall not be held liable for any disruption, delay, or inability to access services due to events beyond its reasonable control, including but not limited to:

• Natural calamities, fire, flood, earthquake
• Acts of government, lockdowns, or regulatory restrictions
• Server outages, cyberattacks, or third-party technical failures

In such cases, no refund shall be issued. However, PlanYourWorld.com may, at its sole discretion, offer deferred access, extensions, or alternative delivery mechanisms if deemed appropriate.

4. Universal Non-Refundability Clause

All products, services, and programs offered by PlanYourWorld.com are categorized as non-refundable by default. This includes but is not limited to:

• Online educational courses (live, recorded, or hybrid)
• Professional certification programs (e.g., CFP Education Program)
• Financial advisory or retirement planning modules
• Digital publications, downloadable materials, or templates
• Webinars, masterclasses, or live knowledge sessions
• Consultation, mentoring, or coaching services
• Subscription-based access to proprietary tools or resources

Due to the intangible, consumable, and knowledge-based nature of these offerings, once access has been granted, initiated, or made available to the user, the product is deemed delivered and utilized, and is therefore not eligible for cancellation, return, or refund under any circumstances.

5. Goodwill Credits and Discretionary Relief

While this Policy is strictly enforced, PlanYourWorld.com reserves the right (but not the obligation) to offer discretionary goodwill credits, alternative access, or discounts for future purchases under special cases.

Such gestures, if made, shall be entirely ex gratia, non-precedential, and not construed as a waiver of policy terms or admission of liability. The decision of the Company in such cases shall be final and binding.

6. Contact and Communication

For any clarification regarding this Policy or to seek support regarding access-related concerns, users may contact:

Email: …………………….
Live Chat: ………………..

All inquiries must include:

• Full Name
• Registered Email ID
• Product/Service Name
• Payment Reference Number
• Date of Purchase

Please note: Requests lacking the above details will not be considered.

7. Policy Amendments

PlanYourWorld.com reserves the sole right to update, revise, or amend this Policy without prior notice. Any changes shall be effective immediately upon posting on the website. Users are encouraged to review the Policy periodically to remain informed.

By proceeding with any purchase or enrollment, you acknowledge and confirm that you have read, understood, and agree to be bound by the terms of this Refund Policy.